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Frequently Asked Questions

Answering your commonly asked questions about equity release and getting a mortgage in later life.

What is equity release?

What are the benefits of equity release?

What is the difference between Equity Release and a normal mortgage?

How old do I need to be to take out Equity Release?

What is the maximum age for Equity release?

Should I consider equity release?

Can I take out equity release if I have a poor credit history?

Can I take out Equity Release in my own name if my partner is too young?

What Is a drawdown reserve facility in Equity Release?

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Equity release may impact the size of your estate and it could affect your entitlement to current and future means-tested benefits.

Equity release may involve a lifetime mortgage which is secured against your property or a home reversion plan which requires the sale of property for a discounted price. To understand the features and risks, ask for a personalised illustration. You only continue to own your own home with a lifetime mortgage.

Your home may be repossessed if you do not keep up repayments on a standard or retirement interest-only mortgage.

Please note: the content, services and information displayed on this site are intended for residents of the UK only.

Equity Release HQ is a trading style of HQ Mortgage & Finance Ltd, which is authorised and regulated by the Financial Conduct Authority, we are entered on the Financial Services Register under No. 483295 which can be found at https://www.fca.org.uk/firms/financial-services-register

Our registered address is 4-5 King Square, Bridgwater TA6 3YF

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    • Equity Release
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    • Retirement Interest-Only Mortgages
  • Tools
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    • Equity Release Calculator
    • Blog
  • Company
    • Contact Us
    • About Us
    • Privacy Policy
    • Complaints
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