About us

Equity Release HQ, the home of equity release advice.

Who we are

The business behind Equity Release HQ has been running since 2008, providing independent advice to thousands of customers across a range of mortgage and protection products.

Our mortgage advice business, HQ Mortgage & Finance Ltd, entered the equity release market in 2020 making use of the considerable experience and qualifications held by a handful of our team members.

In 2022, after excellent success with our equity release offering, we launched Equity Release HQ as its own brand, allowing us to help even more people and focus more attention on developing the service we offer our clients.

Our small team of experts are now able to focus their attention on the needs of our equity release customers and provide a hands-on, supportive service, from initial consultation all the way through to completion and beyond.

How we work

Speak to an expert

Have an inital consultation with one of our friendly advisers, we can visit you at home or offer phone or video conference appointments.

Advice & Application

We'll work with you to find the very best product for your needs and liaise with your chosen lender to submit an application for your loan.

Support & Guidance

We'll be on hand to support you every step of the way, answering any questions you may have and keeping you updated all the way to completion.

Meet our expert advisers

Click a photo to find out more about each of our advisers.

Julian Ward
Later Life Specialist

Vikki Potter
Later Life Specialist

We can help with

Equity Release

Release up to 60% of your property's value with a lifetime mortgage, with the freedom to choose a regular payments option that suits you best.

Retirement Interest-Only

Borrow up to 75% of your property's value with a RIO mortgage, you'll only pay interest via monthly payments and there's no fixed repayment date for your loan.

Standard Mortgages

We can offer advice on standard mortgages as well as later-life specialist products, we'll help you understand the pros and cons of each option, and work together to set out a plan to achieve your goals.

What our clients say

Let's get started

Start your equity release journey with a free consultation with an expert.